KORANDO INSURANCE

Home Insurance

ABOUT US

Have Peace Of Mind Knowing Your Home is Protected With Our Property Insurance

Protecting your home goes beyond having a sturdy roof and strong walls. It also means having the right insurance coverage to safeguard your investment from accidents, natural disasters, and unexpected events. A homeowners insurance policy is designed to provide financial protection for your home and personal property, as well as liability coverage in case someone gets injured on your property.

At Korando Insurance, we understand the importance of having comprehensive home insurance coverage. As a leading insurance agent, we offer professional home insurance coverage. Our services give you peace of mind knowing your home will be protected no matter what happens. Don’t risk losing your most valuable asset, contact us today for homeowners insurance in Illinois or Missouri.

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Different Types of Homeowners Insurance

The need for quality homeowners insurance vary from person to person. That’s why we offer different types of home insurance coverage to fit your specific needs;

Homeowners Insurance

This is the most common type of home insurance and provides coverage for damages to your home and personal property from covered events.

Condo insurance

If you own a condo, this policy can provide protection for your personal belongings and any damages to your unit.

Renters Insurance

If you are renting a home or apartment, this insurance policy can cover your personal belongings in case of damage or loss from covered events.

Mobile Home Insurance

This type of coverage is designed specifically for mobile homes and provides similar coverage as homeowners insurance.

Flood and Storm Damage Insurance

This is a separate policy that can provide coverage for damages caused by floods, hurricanes, and other severe weather events.

Whatever your needs are, our insurance agents are here to help you find the right coverage for your home. We will customize a policy that fits your budget and provides the necessary protection for your investment.

CALL OR TEXT US ANY TIME :

618-948-0088

WHY CHOOSE US

Why Choose Korando Insurance?

At Korando Insurance, we are dedicated to providing quality insurance services to our clients. We have built a reputation for being a trusted insurance agency in Illinois and Missouri, and continue to strive for excellence in every aspect of our business.

Don’t wait until it’s too late. Protect your home and personal belongings with our reliable home insurance. Contact us today for a free quote and let us help you find the right coverage for your home or rental property.

What is included in our homeowners insurance?

Home insurance can take care of damages to your home and personal property caused by fire, hail, windstorms, theft, and other covered events. It can also cover liability protection in case someone gets injured on your property. However, it’s important to note that not all policies are created equal. At Korando Insurance, we work with you to customize a policy that fits your specific needs and budget.

Some of the coverage options we offer for homeowners insurance include;

Dwelling coverage - This covers the cost to repair or rebuild your home in case of damages from covered events. These may include your home's structure, electrical systems, plumbing, and more.
Personal property Coverage - This provides coverage for personal belongings such as furniture, appliances, clothing, and other items in case of damage or loss from covered events.
Liability coverage - If someone is injured on your property and you are held responsible for their medical expenses or legal fees, liability coverage can provide financial protection.
Additional living expenses - If your home is deemed uninhabitable due to covered damages, this coverage can help cover the cost of temporary living arrangements.

With these coverage options, you can have peace of mind knowing that your home and belongings are protected in case of unexpected events. As a leading insurance agent, we will work with you to find the right coverage for your home.

TESTIMONIALS

What Clients Say About Us

      
   Rebecca Korando: Allstate Insurance
   34 Google reviews 
  Write a review 
  
 
 
   
 
 
        
   Glenn Bryant 
 2023-05-12
 
 
  Donna Harms did such a great job she was polite she kept giving me the information I needed an she was so kind when helping me I really do appreciate her personality an above all she did get me the policy I needed she's one of the good one's 👍
  
 
       
   Lindsay Yip 
 2023-01-27
 
 
  Rebecca and her team are awesome! I was shopping around for rates, and the whole team was so helpful and friendly with providing me multiple options. In the end, we actually ended up going with a different option, but I still wanted to give a shout out to the team for being so great!
  
 
       
   Emma Nadler 
 2023-01-20
 
 
  It was very quick and easy thanks to them! Professional and so much cheaper than my last insurance company. Definitely recommending to my friends and family and will continue to use them for any other insurance I’ll need in the future!
  
 
       
   Michelle McBride 
 2023-01-19
 
 
  Britany was great! She made the process easy and had an answer for every question I asked! Not to mention she is super friendly. Definitely recommend!
  
 
       
   Your Hometown Team Il 
 2023-01-06
 
 
  I recently contacted Britany Cary to give me a quote for Insurance. She was friendly, and was able to save us $100 a month on our family coverage. We would recommend Allstate and Britany!! Give them a try!
  
 
       
   BRENDA ELLIS 
 2022-09-15
 
 
  Everyone at the agency was cordial, knowledgeable, and most helpful in advising me on the level and values of insurance to meet my needs.  They responded to all questions and customized my insurance accordingly.
  
 
       
   Christian Gonzales 
 2022-04-11
 
 
  Always quick and helpful! I’ve had renters and auto with them for about a year now. They were willing to work through a couple tricky life situations I had going on as well.
  
 
       
   Sonia Ruiz 
 2021-06-26
 
 
  I recently switched from over 20 years of having my cars covered by Farmers.  While speaking with Rebecca Korando, I felt immediately at ease.  She was very professional and answered all questions. She ended up saving me $200 a year on my insurance.  I feel that although she saved me a good amount of money, I didn’t lose he full coverage or quality I want and need. She was so good, that I subsequently changed my home owners on the spot.  I wasn’t intending on doing so.  I highly recommend her and her staff!
  
 
       
   Samantha Elizzar 
 2021-06-26
 
 
  We recently switched to Korando Allstate agency from another competitor. Rebecca and her staff were able to offer us more coverage for our home and vehicles at a more competitive premium. Her staff was friendly, knowledgeable and extremely professional. I’ve referred all of my friends and family over to them!

FAQs

Frequently Asked Questions about Homeowners Insurance

The insurance industry is complex, and filled with confusing terminology. To help our clients better understand their home insurance policy, we have compiled a list of frequently asked questions;

What is not covered in homeowners insurance?

A homeowners insurance coverage can vary depending on the insurance provider and policy. Generally, damages caused by floods, earthquakes, and wear and tear are not covered under a standard homeowners insurance policy. You may need to purchase additional coverage for these events.

How much does homeowners insurance cost?

The cost of home insurance can vary greatly depending on factors such as location, coverage options, and the value of your home. Our insurance agents will work with you to find affordable rates that fit your budget.

Can I bundle my home and auto insurance?

Yes, most insurance companies offer discounts for bundling home and auto insurance policies. Bundling can save you money on your premiums and make managing your policies more convenient. Besides, you may enjoy discounts and other benefits by bundling.

Can I cancel my homeowners insurance policy?

You can usually cancel or change your homeowners insurance policy at any time, but it’s important to review the terms of your policy with a professional insurance agent before making any changes. We will help you understand the implications of canceling your policy and assist you in finding alternative coverage options if needed.

How do I determine the right amount of coverage for my home?

The right amount of coverage will depend on the value of your home, location, and other factors. Our experienced agents can help you evaluate your options for coverage and provide recommendations based on your specific situation.

Korando Insurance